WHAT YOU NEED TO KNOW ABOUT YOUR ROOF BEFORE YOU PUT MONEY ON THE LINE

JOHN DILLON INSURANCE AGENCY IN WINSTON-SALEM: 
“Yes, as long as the roof is in good condition. Some repairs may be required. This is a fluid situation right now, as insurance companies are continually evaluating their business models due to recent disasters.”
– Joe Dillon

STATE FARM IN CLEMMONS:
“As long as the roof is in good condition, State Farm will write a new policy. State Farm is more concerned about the quality of the roof than the age of the roof.”
– Brad Romine

WN IRELAND INSURANCE AGENCY IN YADKINVILLE:
“Erie is an A+ rated carrier with lots of great products. Right now, they will not write new insurance policies for a home with a roof older than 10 years. The age of the roof is something that all of our carriers are strict on right now. Erie will continue to evaluate the market and could adjust their guidelines in the future.”
– Amanda Goodrum

HOMESERVICES INSURANCE:
“While some carriers we represent will not write a new policy with a roof over 10 or 15 years old, some carriers will, especially if the client is willing to bundle their homeowners and auto together. HomeServices Insurance currently represents about 6 carriers in North Carolina, including Travelers, which is our largest. As an example, Travelers will not currently write a new policy on a house with a roof over 10 years old in North Carolina. Underwriting guidelines have gotten much tighter over the past few years, and carriers have started imposing higher deductibles specifically on losses that predominantly affect roofs.”
– Chris Rosati & Matt May